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MOBILE TERMS AND CONDITIONS

These terms and conditions ("Terms") apply to and regulate the provisions of the specified products and services provided by the NBO through the Twitter account of any user ("User"). These Terms shall be in addition to and not in derogation of other terms and conditions of any account or any other Facility/Services offered by the Bank and/or such other terms and conditions as may be specified by the Bank.

Definitions:

The following words and phrases shall have the meanings set out herein below in this document unless repugnant to the context:

"Account(s)" shall mean an operative bank account maintained by the User with NBO which is eligible for availing the Facility which is being offered on Twitter Banking.

"Account Holder" shall mean an eligible User holding a Savings Account, with NBO.

"Application" shall mean Twitter Application on the Mobile Phone or PC.

"Customer ID" shall mean the unique ID given to every User holding an Account with NBO.

"Bank" and "NBO" shall mean National Bank of Oman (SAOG) its successors, assignees, agents and authorized representatives.

"Facility/Services" shall mean all the products and services offered by NBO to the User on Twitter Banking.

"GSM Number" shall mean the number specified by the User during Account Opening/registration for Mobile/ SMS Banking Service via NBO Branch or through any other channel offered by NBO.

"Mobile Banking Application" means any application relating to banking with NBO on any PC or Mobile Phone.

"Mobile Phone" shall mean a valid SIM card enabled smartphone (running on iOS or Android Windows operating system), which is owned by the User.

"PC" shall mean the personal computer (desktop, laptop etc.) of the User.

"Personal Information" shall mean any information about the User provided by the User to and obtained by NBO in relation to the Facility/Services.

"Transaction" shall mean request for View Balance, Mini-statement, Help, Foreign Exchange Rates Inquiry or any other services offered by NBO using Application on the Mobile Phone or through the Twitter site on the PC.

OmanQR is a unique payment solution and is provided as part of NBO Mobile Bank application. This service can be used by any customer having Account or Wallet with NBO and is a registered user of NBO Mobile Banking application. Customer can make the payment by scanning the QR code available at merchant stores, websites, Bills, etc.

ALIAS is an alternative name assigned to a customer account/wallet opened with a PSP that can be used as an alternative way of identifying an account rather than using the actual mobile number.

Dispute is a situation in which a customer questions the correctness of a transaction and or seeks clarity or resolution.

CBO stands for Central Bank of Oman

PSP stand for Payment Service Provider. These are the Banks licensed by CBO under the extant law in force, and any other entity licensed to provide mobile payment services through the CBO's Mobile Payment Clearing and Switching System to the banked and unbanked customers.

Wallet is a virtual account that allows individuals certain financial transactions.

VAT T&C
  • “VAT” shall mean value added tax as provided for under the Oman applicable VAT laws as amended from time to time
  • “The services and products provided under this agreement are subject to VAT. The Bank shall add VAT in addition to any amounts or fees payable by the Customer to the Bank under this agreement, at the prevailing VAT rate as applicable at the time of payment”. 
  • “VAT at the prevailing applicable rate will be levied on all taxable products and services provided by the Bank”.

Scan & Pay Terms of Service:

ACCEPTANCE OF TERMS

OmanQR payment is subject to the Terms and Conditions applicable for using NBO Mobile Banking App. The Terms and Conditions are subject to review from time to time. Use of the service for making payments constitutes your acceptance of the terms and you agree to abide by it. You can review the most current version of the Terms and Conditions at any time at https://www.nbo.om/en/Pages/Legal/Mobile-Terms-and-Conditions.aspx. In addition, when using OmanQR, you shall be subject to any guidelines or rules applicable to use of this services as advised by Central Bank of Oman.

  1. You agree that the bank will be required to register your account/wallet with Central Bank of Oman and associate/link it the mobile number provided as part of your "KYC" information.
  2. You agree that usage of the OmanQR service, registration of account/wallet for OmanQR or payment through OmanQR will represent your acceptance of this Terms and Conditions, and that continued use of OmanQR payment after revisions to this Terms and Conditions shall constitute your agreement to such revised terms and any applicable posted guidelines or rules.
  3. Unless explicitly stated otherwise, any new features that augment enhance or otherwise change OmanQR shall be subject to this Terms and Conditions.
  4. Bank reserves the right at any time to modify or discontinue, temporarily or permanently, payment using OmanQR services.
  5. The Bank shall not be responsible for interception/ misuse of OmanQR. The Bank is not liable if the Authentication and customer's registered device fall into wrong hands due to any reason whatsoever
  6. The Bank shall not be liable if a transaction through OmanQR does not materialize or is delayed or is incomplete due to any reason whatsoever
  7. Except as otherwise provided by Applicable Law or Terms and Conditions applicable to the Account/Wallet, you understand that you are financially responsible for all uses of the OmanQR payment services by you and those authorized by you during the registration and payment.
  8. Misuses of OmanQR service: You acknowledge that if any third person obtains access to your NBO Mobile Banking application or your registered device, such third person would be able to carry out transactions. You shall be responsible for all transactions carried through OmanQR on your account.
  9. Internet Frauds: The Internet per se is susceptible to a number of frauds, misuses, hacking and other actions, which could affect use of OmanQR service. Whilst the Bank shall aim to provide security to prevent the same, there cannot be any guarantee from such Internet frauds, hacking and other actions, which could affect the use of the OmanQR.
  10. Technology Risks: It may also be possible that the Banking Application may require maintenance and during such time it may not be possible to process the request of the Customers. This could result in delays in the processing of Instruction or failure in the processing of instructions and other such failures. You understand and acknowledge that the Bank disclaims all and any liability, arising out of any failure or inability by the Bank to honor any customer instruction.
  11. Limits: You are aware that the Bank may from time to time impose maximum and minimum limits on the OmanQR payment. You realize, accept and agree that the same is to reduce the risks on you. You shall be bound by such limits imposed and shall strictly comply with them.
  12. Authentication: You are aware that the Bank allows you to do the payments (to other mobile numbers, Alias or QR Codes) without needing to login to the Mobile Banking Application. You realize, accept and agree that such relaxation in Authentication is provided by the bank to simplify your payment process. The bank does not enforce to use this feature and enabling this feature is completely at your own discretion. By allowing payments without login, you accept that the bank is not responsible or liable for any fraud or misuse that may be caused due to allowing of payment without login.
  13. Transaction Authorization: You are aware that the Bank allows you to do the payments (to other mobile numbers, Alias or QR Codes) without needing to enter One Time Password(OTP) if the transaction amount is up to OMR 10,  the bank at its discretion may change this amount at any time without sending any notice. You realize, accept and agree that such relaxation in Transaction Authorization is provided by the bank to simplify your payment process. By allowing such payments without OTP, you accept that the bank is not responsible or liable for any fraud or misuse that may be caused due to allowing of payment without login.
  14. You are aware that the Bank allows you to receive payments using QR Code, Mobile Number or Alias that has been associated/linked to your account/wallet. If you link your mobile number with account or wallet with some other bank/PSP, the account/wallet associated with the same mobile number at NBO will be automatically dissociated/delinked.
  15. Indemnity: You shall indemnify the Bank for and against all losses and damages that may be caused to the Bank as a consequence of breach of any of the Terms and Conditions governing the use OmanQR services.
  16. Refund Policy: All payments made using NBO Mobile Banking App are final with no refund or exchange permitted. You are responsible for the mobile number or Alias Name or QR Code or Bill Details and all charges that result from those purchases. The bank is not responsible for any purchase or payment to incorrect mobile number or Alias Name or QR Code or Bill Details. However, if you dispute a transaction performed by You on the Mobile Banking App, then You shall inform us by tapping on the dispute icon next to the transaction details in the NBO Mobile Banking App. The bank will investigate the incident and, if it is found that money was indeed charged to Your bank account or wallet without delivery of the required service, then You will be refunded the money within 180 days from the date of receipt of Your dispute. All refunds will be credited to Your bank account or wallet. 


Eligibility and Usage:

This Facility shall be available to the Users in Sultanate of Oman, subject to the condition that the User registers for Twitter Banking Services. The User should have registered the User's current GSM Number with NBO and should be using NBO's Mobile Banking Application for availing the Facility offered by NBO under Twitter Banking. Also for the purpose of availing the Facility the User would need to have legal and valid access to the Twitter Application on the Mobile Phone or on the PC.

This Facility shall be made available only to the Users satisfying the eligibility criteria and shall be provided at the sole discretion of NBO and may be discontinued by NBO at any time, with or without prior intimation to the User.

The User understands and accepts that any other condition that is a pre-requisite to access and avail benefits under the Facility, including, but not limited to a Mobile Phone, Data Connection, etc. will be the sole responsibility of the User.

Authorization:

The User irrevocably and unconditionally authorizes NBO to access the User's Account and the Personal details registered with the Service for availing the Facility including effecting Banking or other transactions of the User through the Facility.

The User expressly authorizes NBO to disclose to the service provider or any other third party, all User Personal Information in its possession, as may be required to provide the services offered under the said Facility to the User.

The authority to record the User's details and transaction details is hereby expressly granted by the User to NBO. All records of NBO generated by the transactions arising out of use of the Facility, including the time of the transaction, Account details, Account balance, etc; recorded shall be conclusive proof of the genuineness and accuracy of the transactions.

The User authorizes NBO to send any rejection message or to reject any transaction/request, if it finds that the request sent by the User is not as per the requirements stipulated by NBO for availing the Facility.

NBO shall make all reasonable efforts to ensure that the User's Personal Information is kept confidential. NBO however shall not be responsible for any divulgence or leakage of confidential User Personal Information.

The User expressly authorizes NBO to carry out all request(s) or transaction(s) for and/or at the request of the User as are available to the User through Twitter Banking without the Bank having to verify the authenticity of any request or transaction purporting to have been received from the User through Service.

NBO shall have the option to introduce any new services through this Facility at any time in the future and the User shall be deemed to have expressly authorized NBO to register the User for such new services.

Registration for the Twitter Banking Services:

A User shall be required to register to avail Services through Twitter. For registration, a User will have to follow following steps –

  1. User should download and register for NBO Mobile Banking Application.
  2. User should login to the Mobile Banking App and activate Twitter Banking through the activation feature provided by NBO in the Mobile Banking Application.
  3. A one-time password (OTP) will be sent to the User on the registered mobile number. This OTP has to be entered in the Mobile Banking Application to register for Twitter Banking.
  4. User has to `follow the NBO Twitter Handle as specified by NBO to complete the registration process.

Liabilities and Responsibilities of the User:

  1. The User shall be responsible for the accuracy of any Personal Information provided by the User for availing the Facility.
  2. The User agrees to be bound by these Terms and shall be deemed to have read, understood and accepted these Terms in their entirety.
  3. The User shall be liable and responsible in case of any discrepancy found in the Personal Information provided by the User for availing service offered through the Service.
  4. If, the User suspects that, there is an error in the Personal Information supplied by NBO, the User shall inform the Bank immediately. NBO will endeavor to correct the error promptly wherever possible on a best effort basis.
  5. NBO shall not be held liable for any loss suffered by the User due to disclosure of the Personal Information to any service provider or third party by the Bank, for reasons including but not limited to participation in any telecommunication or electronic clearing network, in compliance with any legal or regulatory directives, for statistical analysis or for credit rating or for any legal or regulatory compliance.
  6. The User shall be liable to the Bank for any kind of unauthorized or unlawful use of any of the above mentioned OTP/passcode/Coupon Number or of the said Services or any fraudulent or erroneous instruction given and any financial charges thus incurred shall be payable by the User only.
  7. The User accepts that for the purposes of the said Facility any transaction emanating from the GSM Number registered by User shall be assumed to have been initiated by the User at the User's sole discretion.
  8. It is the sole responsibility of the User to request the Bank, to suspend the said Facility due to change of the User's registered GSM Number linked with the Customer Id. The User shall also be obliged to inform the Bank if any unauthorized transaction in the User's Account occurs, of which the User has knowledge.
  9. It shall be the responsibility of the User to update any Personal Information from time to time. NBO shall not be responsible for any innacuracies in the Personal Information whatsoever.
  10. The User shall be liable for all loss if the User has breached these Terms and other applicable terms & conditions or contributed or caused the loss by negligent actions or a failure on the User's part to advise NBO within a reasonable time about any unauthorized access made on the User's behalf in the Twitter Account.
  11. The User agrees that by use of this Facility, the User shall be deemed to have agreed to all these Terms and such Terms shall be binding on the User in the same manner as if the User has agreed to the same in writing.

Terms of Service:

  1. These Terms are in addition to the general terms & conditions of any Account or any other facility provided by NBO to its Customers.
  2. User shall register itself for using the Services in such manner and through such modes as may be specified and made available by NBO from time to time for availment and use of the Facility.
  3. NBO reserves the right to charge the User for the services offered under the said Facility.
  4. This Facility will be provided by NBO at the request of the User to enable the User to use it through Twitter Banking Services.
  5. The User irrevocably and unconditionally authorizes NBO to debit the User's Account/s with the transaction amount and the charges in connection with the Facility and these Terms.
  6. User agrees and confirms that, for the purpose of availing said Facility, the NBO and the Service will access User's Twitter profile, Personal Information, Customer ID and Bank Account details and those details will be stored at NBO's server database.
  7. For the purpose of availing this Facility, User shall take all necessary precautions to prevent unauthorized and illegal use of Twitter Account and services offered through the Facility.
  8. The User shall be responsible for maintaining the confidentiality of OTP/ passcode/Twitter login Id and password and for all the consequences which may arise due to use or misuse of such OTP/ passcode/Twitter login Id and password.
  9. The User shall be liable for all loss caused due to negligent actions or a failure on the User's part to immediately notify NBO about any unauthorized use/access made on the User's behalf in the Twitter Account or misuse of OTP/ Passcode/Coupon Number or any other breach of security regarding the Facility, of which the User has knowledge.
  10. The User irrevocably and unconditionally authorizes NBO to access all the necessary Personal Information for effecting transactions executed by the User under the Facility and to share the User's necessary Personal Information with any third parties for the purpose of accepting/ executing such requests.
  11. NBO may keep records of the transactions in any form it wishes. In the event of any dispute, Bank's records shall be binding as the conclusive evidence of the transactions carried out through the said Service.
  12. The User shall not use/access the Service and/or services offered through the Services in any manner other than as authorized by NBO. In case the User uses the Service for any purpose which is illegal, improper or which is not authorized under these Terms and other specified terms & conditions then NBO has a right to take all reasonable measures in order to prevent such unauthorized access by the User.
  13. The User confirms that, any instructions given by the User shall be effected only after validation of authentic OTP/Passcode used by the User for availing such Facility.
  14. The User shall while utilizing the Facility ensure that:
    • the User has authority to access and avail the Services obtained and shall duly comply with the applicable laws and regulations prevailing in Sultanate of Oman.
    • the User shall provide NBO with such Personal Information and/or assistance as is required by NBO for the performance of the Service and /or any other obligations of NBO under this Facility.
    • the User shall be responsible for providing accurate and authentic Personal Information/instructions to NBO for availing such Facility.
    • the User shall not at any time provide to any person, with any details of Accounts held by the User with NBO including the passwords, Account number which are allotted, from time to time.
  15. The User acknowledges that, the services offered by NBO under the said Facility shall be availed at the User's own risk and these risks shall include the following risks:
    • any technical error, failure, glitch, network failure, legal restraints and other reasons which is beyond control of NBO.
    • any loss, damages, etc. that may be incurred/suffered by User, for the reason that the Personal Information provided by the User turns out to be wrong/incorrect/inaccurate, for which NBO shall not be held responsible.
    • for the performance of any service provider/other third party/entity involved in the process; and for any loss or damage incurred or suffered by User for any error, defect, failure or interruption of the Service or consequences arising out of transactions done using Twitter Banking.
    • any loss or damage arising or resulting from delay in transmission delivery or non-delivery of online/electronic instructions or any mistake, omission or error in transmission or delivery thereof or in decrypting the instructions from any cause whatsoever or from its misinterpretation received or any act or even beyond control of NBO.
    • the technology for enabling the services offered by NBO under the said Facility over the Twitter Banking Services could be affected by virus or other malicious, destructive or corrupting code, program or macro. It may be possible that the said Facility of NBO may require maintenance and during such time it may not be possible to process the request/transaction of the Users. This could result in delays in the processing of instructions or failure in the processing of instructions and other such failures and inability. User understand that NBO disclaims all and any liability, whether direct or indirect, whether arising out of loss or otherwise arising out of any failure or inability by the Bank to honour any User instruction for whatsoever reason.
  16. The User agrees that NBO shall assume no responsibility in respect of:
    • The display of any information on Twitter or in connection with the Twitter Application.
    • Transactions carried out under the Service in good faith relying on User's instructions.
    • Not carrying out transactions (including where NBO has reason to believe in its sole discretion that the instructions are not genuine or are otherwise unclear, improper, vague or doubtful).
    • For any loss or damage incurred or suffered by User for any error, defect, failure or interruption of the Service or consequences arising out of delayed processing of transaction and for any reason which is beyond control of NBO.
    • User acknowledges and agrees that NBO remains a mere facilitator for this Service and that NBO does not warrant or claim any responsibility for this Facility nor does NBO endorse any such service and/or its standing or reputation whatsoever and NBO shall not liable for any deficient or bad services in any manner whatsoever and for any loss, whatsoever that User may suffer. The risk in this regard is entirely on the User.
    • Unauthorized access of any third party to the information (including any Personal Information)/instructions given by User to third party using said Facility.
    • For any direct, indirect or consequential damages occurred to User while availing this Facility, arising out of any error in the Facility and which are beyond control of NBO such as but not limited to User's Twitter account getting hacked, Twitter site being hacked, etc.
    • Any circumstances, events, damage or loss which has or may occur when NBO has acted in good faith.
    • Any loss, damage, liability caused or suffered by User due to disclosure or loss of all or any information (including any Personal Information) of a confidential nature.
  17. NBO shall not be liable for any consequences arising out of failure of any transaction done by the User due to inadequacy of funds in the Account and the User shall be responsible to pay the charges for the same.
  18. User agree that, charges if any for the Facility offered by NBO will be at the sole discretion of NBO and NBO is at the liberty to withdraw/modify/vary the same from time to time, without giving any notice to the User.
  19. The User agrees that, if the User's bank Account is closed/ blocked pursuant to the Facility, for any reason whatsoever, the User shall settle the issue by visiting the branch where the User had the Account maintained.
  20. The User shall remain responsible for any and all the transactions made through the Facility. NBO may withdraw or terminate the Facility anytime or in case of breach of these Terms by the User without a prior notice; or if NBO learns of demise, bankruptcy or lack of legal capacity of the User or for any other reason whatsoever.
  21. The User agrees to indemnify, defend and hold harmless NBO and its directors, officers, owners, agents, co-branders or other partners, employees, information providers, licensors, licensees, consultants, contractors and other applicable third parties (collectively "Indemnified Parties") from and against any and all losses, claims, demands, causes of action, debt or liability, including reasonable attorney's fees, and costs incurred by the Indemnified Parties arising out of, related to, or which may arise from or in connection with:
    • any breach or non-compliance by User of any term of these Terms or any other additional terms & conditions and policies of NBO;
    • any dispute or litigation caused by or related to the User's actions or omissions in connection with the Facility;
    • any negligence or violation or alleged negligence or violation of any law or rights of a third party.

Limitations on transactions

  1. Currently NBO doesn't provide a facility for any fund transfer/utility payment transaction through Twitter Banking.  However, it reserves the right to offer or provide any other Service in or in connection with the Twitter Application to the User at any time in its sole discretion.

Indemnity:

In consideration of NBO agreeing to provide the Facility and access to the Service and/or other services to the User, the User shall, at the User's own expense, and hereby irrevocably agrees, to indemnify and keep NBO, its directors and employees, representatives, agents and/or affiliates (hereinafter referred to as "the related parties"), as the case may be, indemnified and harmless, at all times hereafter, from all losses, damages, costs, legal fees, charges and expenses and consequences whatsoever, on full indemnity basis, suffered or incurred or likely to suffer by NBO or the related parties on account of any claims, actions, suits or otherwise instituted by the User, or any third party whatsoever, arising out of or in connection with the use of the Facility and any and all transactions initiated by the use of the Facility and/or Service, whether with or without the knowledge of the User, or whether the same have been initiated bona fide or otherwise which transactions, the User hereby acknowledges, NBO or the related parties has processed on the User's transaction instructions and authority of the User in accordance with these Terms and other applicable specific Terms, as the case may be. The User further agrees and confirms that this indemnity shall remain valid and subsisting and binding upon the User notwithstanding partial withdrawal of the Facility.

The User will pay NBO and /or the related parties such amount as may be determined by NBO and/or the related parties to be sufficient to indemnify it against any such loss or expenses even though they may not have arisen or are contingent in nature.

The User agrees to pay any and all costs, damages and expenses, including, but not limited to, reasonable attorneys' fees and costs awarded against it or otherwise incurred by or in connection with or arising from any such claim, suit, action or proceeding attributable to any such claim.

Confidentiality and Disclosure:

To the extent not prohibited by applicable law, the NBO shall be entitled to transfer any Personal Information relating to the User and/or any other information given by the User for utilization of the Facility to Twitter (including any related entity or body of Twitter and their employees, consultants or representatives), to and between its branches, representative offices, affiliates, representatives, auditors and third parties selected by NBO, wherever situated, for confidential use in and in connection with the Facility. Further, NBO shall be entitled at any time to disclose any and all Personal Information concerning the User within the knowledge and possession of NBO to any other bank/association/financial institution or any other body. This clause will survive the termination of this agreement.

Accuracy of Personal Information:

The User takes the responsibility for the correctness of the Personal Information supplied by the User to the Bank through the use of the said Facility or through use of the Service or by any other means.

The User herein accepts that in case of any discrepancy in the Personal Information provided by the User with regard to this Facility the onus shall lie upon the User only and thus agrees to furnish accurate Personal Information at all times to NBO. If the User suspects that there is an error in the information supplied by NBO to the User, the User shall inform the Bank immediately. NBO will endeavor to correct the error promptly wherever possible on a best effort basis.

NBO shall also not be responsible for any error which occurs inspite of necessary steps being taken by the Bank to ensure the accuracy of the information provided to the User and the User shall not have any claim against NBO in an event of any loss/damage suffered by the User as a consequence of the inaccurate information provided by the Bank.

Termination:

NBO may, at its discretion, withdraw temporarily or terminate the Facility, either wholly or in part, at any time without giving prior notice to the User. NBO may, without prior notice, suspend the Facility at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the Facility. The closure of the Account of the User will automatically terminate the Facility. NBO may suspend or terminate Facility without prior notice if the User has breached these Terms or NBO learns of the death, bankruptcy or lack of legal capacity of the User. Except as otherwise provided by the applicable law or regulation, NBO reserves the right to terminate the Facility and/or expand, reduce or suspend the transactions allowed using this Facility, change the process and transaction limits associated with this Facility based on security issues, at any time, without any prior notice to the User.

Disclaimers:

NBO shall not be liable for, and shall be absolved of, any liability in or in connection with any of the following circumstances:

    • The User fails to avail the Facility due to force majeure conditions including but not limited to not being in the required geographical range or any other reason including natural calamities; legal restraints any technical lapses in the telecommunication network or any other reasons beyond the actual control of NBO, the Bank shall not be accountable. Also the Bank is herein absolved of any kind of liability arising due to a loss; direct or indirect incurred by the User or any other person due to any lapse in the Facility owing to the above-mentioned reasons.
    • There is any unauthorized use of the User's Passcode, OTP or GSM Number for any fraudulent, duplicate or erroneous transaction instructions given by use of the User's Passcode, OTP or GSM Number.
    • There is loss of any information during processing or transmission or any unauthorized access by any other person or breach of confidentiality.
    • There is any lapse or failure on the part of the service providers or any third party affecting the said Facility and NBO makes no warranty as to the quality of the service provided by any such service provider or any third party.
    • Any loss incurred by the User due to use of the Facility by any other person with an express or implied permission of the User. NBO shall not be held responsible for the confidentiality, secrecy and security of the Personal Information or Account information being sent through the Facility for effecting the User's instructions.
      NBO shall act on any transaction instructions received by NBO from the User and NBO does not warrant the confidentiality or security of the information, messages or notifications whether personal or otherwise transmitted on or through the Twitter Application, the Mobile Application, any network or the Service in respect of the said Facility. NBO makes no warranty or representation of any kind in relation to the Twitter Application, the Mobile Application, any network or the Service or their function or performance and will not be liable for any loss or damage whenever and howsoever suffered or incurred by the User or by any person resulting from or in connection with the Twitter Application, the Mobile Application, any network or the Service.
      NBO, its directors and employees, agent or contractors, shall not be liable for or in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the User or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of the Bank in receiving and processing the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction, or error in transmission of any information or message to and from the telecommunication equipment of the User and the network of any service provider and the Bank's system or any breakdown, interruption, suspension or failure of the telecommunication equipment of the User, the Bank's system or the network of any service provider and/or any third party who provides such services as is necessary to provide the Facility.
      Notwithstanding anything in the contrary provided in these Terms, NBO shall not be involved in or in any way liable to the User for any dispute between the User and a cellular services provider or any third party service provider (whether appointed by NBO or otherwise).
      NBO shall not be held liable for any loss suffered by the User due to disclosure of the Personal Information to a third party by the Bank (including any regulator), for reasons inclusive but not limited to participation in any telecommunication or electronic clearing network, in compliance with a legal directive, for statistical analysis or for credit rating.
      Modification / Alterations to the Facility:
      NBO reserves the absolute discretionary right to make any amendments in these Terms at any time as it may deem fit without any prior notice to the User. Any such amendment shall be communicated to the User by displaying on the website http://www.nbo.om; and the User shall be immediately bound by such amended terms and conditions.
      Communication:
      NBO shall provide notices  of a general nature regarding the Facility and these Terms, which are applicable to all Users of the Facility, on the website http://www.nbo.om and/ or also by means the customized messages and notifications sent to the User over the User's GSM Number as short messaging service ("SMS"). In addition NBO may also publish notices of a general nature, which are applicable to all Users of the Facility. Such notices will be deemed to have been served individually to each User.
      Governing law and jurisdiction:
      The construction, validity and performance of these Terms shall be governed in all respects by the laws of Sultanate of Oman. The parties hereby submit to the exclusive jurisdiction of the competent courts at Sultanate of Oman which courts shall have jurisdiction in the matter to the exclusion of any other courts, irrespective of whether such other courts have similar jurisdiction in the matter. NBO is absolved of any liability arising, direct or indirect, for non-compliance with the laws of any country other than Sultanate of Oman where the Facility is accessible.

EASY PAYMENT PLAN (EPP) TERMS & CONDITIONS 

The following terms and conditions are applicable to the Easy Payment Plan. 

These terms and conditions will apply in conjunction with the provisions set out in the NBO Credit Cards Terms and Conditions, which prevails over any previous Terms and conditions with regards to the EPP. All expressions here will have the same meanings as set out in the NBO Card Terms and Conditions except where the context otherwise requires or where express stated to the contrary

GENERAL 

The Easy Payment Plan (EPP) is available to National Bank of Oman (the "Bank") credit cardholders ("Cardholders"). 

The purpose of the EPP is to enable the Cardholder to purchase selected goods and services using the Credit Limit available on the Cardholder's Card Account and to repay the amount of the purchase in equal monthly instalments in accordance with these EPP terms and conditions. 

ELIGIBILITY 

The EPP is offered exclusively to the Cardholder, as long as the Cardholder's Card Account is in good standing as per these Terms and Conditions. Every Cardholder is automatically eligible to participate in the EPP. Transactions made by both Primary and Supplementary Cardholders can be converted into EPP. However, the request to convert the transaction into EPP on mobile  can be made only by Primary Cardholder

Terms and conditions

  1. EPP is open to NBO Card member card accounts only.
  2. Only Card members with good standing or whose Card Accounts are not in default or in breach of the NBO Card Terms and Conditions or are not in over limit are eligible to apply for the EPP. The Card member must meet the minimum acceptance criteria determined by NBO when the card member applies to NBO for the EPP. (EPP will not eligible for closed account, delinquent card holders)
  3. The Card member must specify in the application to NBO the individual purchase transaction ("Single Purchase") and/or multiple purchase transactions ("Multiple Purchases") (collectively, the "Purchase(s)" and reference to a Purchase is either or a combination of them, as the case may be), which the Card member wishes to convert under the EPP ("EPP Amount"). Only Purchase(s) that fulfill these terms and conditions can be converted under the EPP. The EPP does not apply to cash and cash based transactions.
  4. The minimum amount eligible for conversion under the EPP is RO100.
  5. A Purchase can only be converted under the EPP if the Purchase has been debited to the Card Account but have not been recorded in the current statement of account forming part of the outstanding Current Balance due at the point of the conversion into the EPP Amount under the EPP.
  6. The Card member must choose a period of time in the application for the payment of the Purchase(s) ("EPP Tenure") under EPP.  
    During the EPP Tenure, the EPP Amount in aggregate must be paid by way of equal monthly installments, ("EPP Monthly Installment"). The Card member is not at liberty to change the EPP Tenure and/or the EPP Monthly Installment. 
  7. The approval or otherwise of the card member's application will be subject to, among others:- 
    1. the status of the Card member's Card Account;
    2. the status of the transaction at the point of conversion;  and 
    3. the discretion of NBO as it deems fit in any case.
  8. Subject always to Clause 6 above, the EPP Monthly Installment will be billed to the Card member's Card Account commencing on the immediate next statement of account date following NBO's approval of the Card member's application.
  9. In the event of any delay or failure to pay any EPP Monthly Installment in full on or before the Payment Due Date specified in the Card member's statement of account ("installment default payment event"), such charge as is applicable to the Ordinary 
    Transactions in accordance with the NBO Card Terms and Conditions ("Finance Charge") will apply to the EPP Monthly Installment amount to which is outstanding. Despite so and in addition to the above, in the event of three (3) or more consecutive installment default payment events, all monies due and owing under the EPP, comprising of the total outstanding EPP Monthly Installment and the total unbilled principal of the EPP, together with the applicable Finance Charge and balance of all other monies due and owing under the EPP will be due and payable by the Card member.
  10. Subject to NBO's approval, the Card member may at any time cancel his participation in the EPP or elect for early settlement of the EPP Amount by calling NBO Call centre.  
     
  11. Without prejudice to any of the clauses or provisions of these Terms and Conditions, if the Card member is in breach of any provisions of the NBO Card Terms and Conditions or these terms and conditions or in the event of cancellation of the Card or termination of the Card Account or the Card Account whether voluntarily or involuntarily closed for whatever reason, all amounts due and owing under the EPP, comprising of the total outstanding EPP Installment and the total unbilled principal of the EPP together with the applicable Finance Charge and balance of other amounts owing under the EPP will immediately become due and payable by the Card member and NBO may as it deems fit, charge it to the Card Account where the NBO Card Terms and Conditions will apply to all the said installments or balance remaining, without prejudice to the rights and remedies of NBO under the NBO Card Terms and Conditions.
  12. The normal Finance Charge mentioned in the Cards Terms and Conditions is chargeable if the EPP Monthly Installment is not received by NBO in full on or before the Payment Due Date specified in the statement of account. Any unpaid EPP Monthly Installment outstanding on the Payment Due Date specified in the statement of account may be capitalized on each Payment Due Date and subject to the applicable finance charges until full repayment of the outstanding amounts. Therefore and in accordance with the NBO Card Terms and Conditions in the event the amount stated in any monthly statement of account to be the Specified Minimum Payment is not received in full, the applicable finance charges shall be levied on the unpaid balance which may include the EPP Monthly Installment or part of it in accordance with the NBO Card Terms and Conditions.
  13. The EPP Monthly Installment forms part of the Card member's Specified Minimum Payment as defined in the NBO Card Terms and Conditions stated as due in the Card member's statement of account.
  14. The Card member can apply for more than once for EPP so long as the Card member qualifies for the EPP in accordance with these terms and conditions.
  15. The EPP is valid only up to the EPP Tenure opted by the customer. For the avoidance of any doubt: 
  1. Nothing contained here will be construed as an obligation on NBO to extend the EPP;
  2. NBO reserves the right to, as it deems fit, vary or change these terms and Conditions from time to time with prior notice by way of posting on NBO Online found at www.NBO.om ("Website"), or in any other manner deemed suitable by NBO. The Card members agree that their participation in the EPP will be considered to be their acceptance of these terms and conditions (which may be varied or changed).  
     
  1. All matters of disputes are subject to the final decision of NBO.  
     
  2. NBO reserves the right to describe any of the expressions contained here in a different manner in the statement of account and such descriptions in the statement of account will not be construed against NBO as having a different meaning stated here. 
     
  3. NBO are not liable for: The refusal of any merchant, financial institution or other person to accept the credit card; and any defect or deficiency in goods or services supplied to you by any merchant, financial institution or other person. You must resolve any complaint against any merchant, financial institution or other person and no claim against any of them may be set off against NBO.
  4. The terms this agreement apply to cardholders. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. You accept the terms of our banking agreement when you first use the credit card. 
     
    CONDUCTING AN EPP TRANSACTION  
     0% EPP (EPP where interest is not required to be paid to the Bank) 
    • The 0% EPP will be available for select goods and services offered by specific merchants determined by the Bank from time to time. 
    • When availing of the EPP for the select goods and services, the total amount payable to the Bank (the "Total EPP Price") will be the sum of the purchase price of the goods and services. 
    • The select goods and services offered by the specific merchant, the number of monthly instalments to be paid and the total period over which such monthly instalments shall be paid (the "EPP Term") with respect to each good and service shall be determined by the Bank from time to time and communicated to the Cardholder accordingly (hereinafter referred to as the 
      "Offer"). 
    • The deferred payment charges and the EPP Term may vary from one Offer to another. 
    • The Bank will authorize an EPP transaction provided that the amount of the EPP transaction is within the Cardholder's available 50% of the Credit Limit and that the Card Account is in good standing as per these Terms and Conditions at the time of the transaction. 
    • If the Cardholder is interested in availing of any Offer under the EPP, the Cardholder has to make the purchase at the specific merchant. 
    • The Cardholder will have the option to request to convert the transaction to an EPP transaction through an option on the Bank point of sales (POS) and the terms applicable to the specific Offer in respect of the deferred payment charges and the EPP Term. 
    • If the Bank approves conversion of the transaction to an EPP transaction, the Cardholder will be notified as to the deferred payment charges, the EPP Term and the EPP Monthly Instalments on the first Statement of Account following the date of conversion of the transaction to an EPP transaction. 
    • In case of cancellation of EPP, there will be a charge determined by the Bank in its discretion to process the cancellation.  
      EPP (where interest is required to be paid to the Bank)  
      The EPP will be available for all goods and services offered by any merchant inside and outside the Sultanate of Oman, subject to minimum transaction amount to be determined by the Bank from time to time.  When availing the EPP, the total amount payable to the Bank (the "Total EPP Price") will be the sum of the purchase price of the goods and services, the interest payable and the deferred payment charges.  
      The applicable interest payable and the number of monthly instalments to be paid and the total period over which such instalments shall be paid (the "EPP Term") with respect to each good and service shall be determined by the Bank from time to time and communicated to the Cardholder accordingly (hereinafter referred to as the "Offer").  
      The deferred payment charges, interest rate payable and the EPP Term may vary according to the customer profile with the Bank.**** 
      The Bank will authorize an EPP transaction provided that the amount of the EPP transaction is within the Cardholder's available 50% of the Credit Limit and that the Card Account is in good standing per these Terms and Conditions at the time of the transaction.  
      If the Bank approves conversion of the transaction to an EPP transaction, the Cardholder will be notified as to the deferred payment charges, the EPP Term and the EPP Monthly Instalments on the first Statement of Account following the date of conversion of the transaction to an EPP transaction.  
      An EPP Terms and conditions will be handed over the customer by the EPP participating merchant. 
      Only transactions within 45 days from the date of purchase will be eligible for EPP.  
      In case of cancellation of EPP, there will be a charge determined by the Bank in its discretion to process the cancellation.  
      BILLING AND PAYMENT OF THE EPP INSTALMENTS  
      The amount to be paid every month, the "EPP Monthly Instalment," will be computed by dividing the total sum of the transaction amount converted to EPP, the deferred payment charges and the interest charges by the EPP term

Acceptance of the Terms of Use


This website or mobile application is operated by the ENTERTAINER group of companies, its subsidiaries and affiliates (collectively, the "Company," "we," "us," or "our"). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these "Terms of Use"), govern your access to and use of our websites, including any content, functionality and services offered on or through our websites, and our online applications that run on smart phones, tablets and other devices which provide dedicated non-browser-based interaction between you and our websites (all of which are collectively called our "Website"), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy , incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy , you must not access or use the Website.

Persons who are under the age of 18 years of age may only use our Website with legal parental or guardian consent. Accordingly, you agree that you are 18 years of age or older or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, representations and warranties set forth in these Terms of Use; otherwise, please exit the Website. We suggest that you take advantage of any access controls offered through the Website or third-party sites, which are designed to assist you in limiting or blocking access to certain types of web content you may feel are harmful to or inappropriate for minors.

 

Restricted Section

 

You acknowledge that the Website may include, refer to, or contain content, features, products or services which make reference to alcohol. Such parts of the Website are intended for the use of only specified persons (Restricted Section). The Restricted Section is intended for use by you only if you are of legal age to purchase alcohol in your country of residence and in the country from which you are accessing the Website. If you do not fall within this category, you may be in breach of laws or regulations applicable in your country of residence or in your country of access and you are therefore not permitted to access the Restricted Section. You expressly acknowledge and agree that any use of the Restricted Section in breach of the applicable laws or regulations in your country or residence or in your country of access will be at your sole risk and in no event will the Company or its affiliates, or any of its or their respective licensors or service providers, have any liability arising for or related to such use, whatsoever.

 

Changes to the Terms of Use

 

National Bank of Oman may revise and update these Terms of membership from time to time in our sole discretion. The bank reserves the right to unilaterally without prior notice to withdraw, amend or cancel fully or part of this "NBO Entertainer" membership

 

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter.

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access the Website so you are aware of any changes, as they are binding on you.

 

Accessing the Website and Account Security

 

We reserve the right to withdraw or amend the Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

 

You are responsible for:

  • Making all arrangements necessary for you to have access to the Website.
  • Ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them.
    To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current and complete. You agree that all information you provide to register with the Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy , and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
    If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
    We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

 

Intellectual Property Rights


The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.


These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication or distribution.
  • If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
  • If we provide social media features with certain content, you make take such actions as are enabled by such features.

 

You must not:

  • Modify copies of any materials from the Website.
  • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Website.
    You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.
    If you wish to make any use of material on the Website other than that set out in this section, please address your request to info@theentertainerme.com .
    If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

 

Trademarks


The Company name and trademarks, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on the Website are the trademarks of their respective owners.

 

Prohibited Uses


You may use the Website including any Restricted Section only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

  • In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software).
  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with the Content Standards set out in these Terms of Use.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail", "chain letter" or "spam" or any other similar solicitation.
  • To impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.

 

Additionally, you agree not to:

 

  • Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.
  • Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
  • Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
  • Use any device, software or routine that interferes with the proper working of the Website.
  • Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website.
  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise attempt to interfere with the proper working of the Website.

 

User Contributions


The Website may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display or transmit to other users or other persons (hereinafter, "post") content or materials (collectively, "User Contributions") on or through the Website.


All User Contributions must comply with the Content Standards set out in these Terms of Use.


Any User Contribution you post to the Website will be considered non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material according to your account settings.


You represent and warrant that:

  • You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns.
  • All of your User Contributions do and will comply with these Terms of Use.
    You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have fully responsibility for such content, including its legality, reliability, accuracy and appropriateness.
    We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other user of the Website.

 

Monitoring and Enforcement; Termination


We have the right to:

  • Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
  • Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public or could create liability for the Company.
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
  • Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.
    Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. You waive and hold harmless the company and its affiliates, licensees and service providers from any claims resulting from any action taken by any of the foregoing parties during or as a result of its investigations and from any actions taken as a consequence of investigations by either the such parties or law enforcement authorities.
    However, we do not undertake to review material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

Content Standards


These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Contributions must not:

  • Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
  • Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
  • Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
  • Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use or our Privacy Policy.
  • Be likely to deceive any person.
  • Promote any illegal activity, or advocate, promote or assist any unlawful act.
  • Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.
  • Impersonate any person, or misrepresent your identity or affiliation with any person or organization.
  • Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.
  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

 

Copyright Infringement


If you believe that any User Contributions violate your copyright, please send us a notice of copyright infringement to info@theentertainerme.com. It is the policy of the Company to terminate the user accounts of repeat infringers.

 

Reliance on Information Posted


The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.


The Website may include content provided by third parties, including materials provided by other users. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

 

Changes to the Website

 


We may update the content on the Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.


Information About You and Your Visits to the Website


All information we collect on the Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy .


Linking to the Website and Social Media Features


You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.


The Website may provide certain social media features that enable you to:

  • Link from your own or certain third-party websites to certain content on the Website.
  • Send e-mails or other communications with certain content, or links to certain content, on the Website.
  • Cause limited portions of content on the Website to be displayed or appear to be displayed on your own or certain third-party websites.
    You may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:
  • Establish a link from any website that is not owned by you.
  • Cause the Website or portions of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other website.
  • Link to any part of the Website other than the homepage.
  • Otherwise take any action with respect to the materials on the Website that is inconsistent with any other provision of these Terms of Use.
    The website from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Use.
    You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice.
    We may disable all or any social media features and any links at any time without notice in our discretion.

 

Links from the Website


If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

 

Geographic Restrictions


Access to the Website may not be legal in certain countries. If you access the Website in such cases, you do so on your own initiative and are responsible for compliance with the relevant local laws.

 

Disclaimer of Warranties


You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it.


Your use of the website, its content and any services or items obtained through the website is at your own risk. The website, its content and any services or items obtained through the website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. neither the company nor any person associated with the company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the website. without limiting the foregoing, neither the company nor anyone associated with the company represents or warrants that the website, its content or any services or items obtained through the website will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that our website or the server that makes it available are free of viruses or other harmful components or that the website or any services or items obtained through the website will otherwise meet your needs or expectations.


the company hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose.


the foregoing does not affect any warranties which cannot be excluded or limited under applicable law.

 

Limitation on Liability


In no event will the company, its affiliates or their licensors, service providers, employees, agents, officers or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any websites linked to it, any content on the website or such other websites or any services or items obtained through the website or such other websites, including any direct, indirect, special, incidental, consequential or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.


The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

 

Indemnification


You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, your User Contributions, any use of the Website's content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Governing Law and Jurisdiction


All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre, without giving effect to any choice or conflict of law provision or rule (whether of the Dubai International Financial Centre or any other jurisdiction).


Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the courts of the Dubai International Financial Centre, although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your jurisdiction of residence or any other relevant jurisdiction. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

 

Limitation on Time to File Claims


Any cause of action or claim you may have arising out of or relating to these terms of use or the website must be commenced within one (1) Year after the cause of action accrues, otherwise, such cause of action or claim is permanently barred.


Waiver and Severability


No waiver by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.


If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.


Entire Agreement

This Terms of Use, our End User License Agreement , Rules of Use and Privacy Policy constitute the sole and entire agreement between you and the Company with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.


Your Comments and Concerns


All notices of copyright infringement claims should be sent to info@theentertainerme.com .


All other feedback, comments, requests for technical support and other communications relating to the Website should be directed to info@theentertainerme.com .


Thank you for visiting the Website.