This could be your new car. With Car Finance from us, it comes with the benefit of rates starting from 4.75%, low instalments and easy process. Drive your dream car home today. 

Please find that we have designed the Key Fact Statement​​ that summarizes the main characteristics of the product. It is brief and limited to critical information that will support your understanding of the product.​​

You will receive an SMS confirmation once your account is opened.


  • Low installments 
  • Easy Documentation
  • Loan up to 10 years 
  • Rates starting from 4.75% reducing balance 
  • Available for Non-NBO Omani nationals and residents  
  • Available for Omani Citizen –Resident self employed
  • Available at dealerships , your doorstep and any of our NBO Branches 

Maximum loan Amount 80% of the total car cost / market value subject to income eligibility limits.

You can apply for loan at any of our branches or at car dealership show room.
  • OMR 25 loan process fees excluding VAT 
  • 0.05% insurances process fees (Minimum of OMR 5 – Maximum of OMR75) excluding VAT

Repayment from Salary account – click here to read more

How can I apply for car loan?
You can apply for loan at any of our branches or at car dealership show room. 

What are the documents required to apply for car loan?
  • ID card
  • Salary assignment / standing order from salary account
  • Quotation/ car valuation from the approved valuator
  • Driving license
  • Mulkiya of used car purchase
  • Seller ID for used car purchase
  • Life insurance coverage
What are the required guarantees?
Customer salary assignment / standing order from salary account  
Mortgaged vehicle

Is there any contribution amount to be paid by the customer?
  • for new vehicle 20% of vehicle value
  • For pre-used vehicle 25% of vehicle value
Can the loan be repaid before maturity?
Yes, any customer can repay the full balance or do partial payment with repayment charges of 1% excluding VAT of outstanding amount.

How long would the maximum loan tenor be?
The maximum loan tenor is up to 10 years for Omani nationals and 5 years for expatriates 




Personal Loans

Personal Loans

​National Bank of Oman’s Personal Loans are designed to offer you a hassle-free experience when you need extra funding.

Housing Loan

Housing Loan

Purchasing your first home has never been easier. You can now be a proud homeowner with National Bank of Oman’s Housing Loan​.