EARN

​During your day to day life you will be able to earn NBO Nuqati points conveniently and hassle free on all of NBO’s products and services. Whether it be, using your credit card or just logging into our mobile banking application. The NBO Nuqati program comes equipped with a host of benefits and privileges, making it your ideal companion in your financial life. 



 

New registrations, customer upgrades to Mazaya & Sadara 

Use NBO cards​ to earn points (Credit, Debit, and Prepaid)

Earn points by making day to day banking transactions (list of transactions 

include: first salary transfer, Increase in Savings deposit, Increase in Al Amaal, Avail third+ retail product)



Category

How to Earn

Points Earned

Terms and Conditions

Membership to Nuqati

Registration to the Nuqati program

500 points

One time only

Gold and Titanium Credit Card 

Local Spends

Each OMR 1 earns 0.5 points

Only on spend amount, excluding all fees & charges

International Spends

Each OMR1 earns 0.75 points

Platinum and Infinite Credit Card 

Local Spends

Each OMR 1 earns 1 point

International Spends

Each OMR 1 earns 1.5 points



Debit Card 

Local Spends

Each OMR 10 earns 1 point

International Spends

Each OMR 1 earns 1 point



Badeel Prepaid Card 

Local Spends

Each OMR 10 earns 1 point

Points are given to NBO customers only

International Spends

Each OMR 1 earns 1 point

 


Salary

First time salary transfer

750 points

One time only
Salary should be OMR 500 or greater

​Deposits

Savings account deposit

Each OMR 100 earns 6 points

Based on increase in net balance compared to previous month average balance

Al Amaal account deposit

Each OMR 100 earns 6 points

Based on increase in net balance compared to previous month average balance

Al Kanz account deposit

Each OMR 100 earns 9 points

Based on increase in net balance compared to previous month average balance

Internet and Mobile Banking 

Registration into NBO Internet or Mobile Banking

100 points

Valid for the registration done either in mobile or internet banking, whichever is earlier


​Local Transfer through Internet or Mobile Banking

​Each transfer earns 25 points

No commercial usage allowed.

Terms and conditions apply.

International Transfer through Internet or Mobile Banking

Each transfer earns 50 points

​No commercial usage allowed.

Terms and conditions apply.


Mobile Bill Payment through Internet or Mobile Banking

1st month payment earns total of 10 points on all bills paid.

2nd consecutive month payment earns total of 15 points on all bills paid.

3rd consecutive month payment earns total of 20 points on all bills paid.

All bills payments after that earn total of 10 points on all bills paid per month.

​No commercial usage allowed. 


Terms and conditions apply.




Mobile Top Up through Internet or Mobile Banking

Each OMR 1 earns 1 point

​No commercial usage allowed. 


Terms and conditions apply.




Banking Products from NBO

Take another product from NBO

100 points

Applicable from third product onwards.

Welcome Points 

Become a Sadara customer

3000 points

New to bank or upgrade

Become a Mazaya customer

2000 points

New to bank or upgrade

Become a Youth customer

1000 points

New to bank or upgrade


All points have a validity of 3 years.


​Earning Illustrations / Promotional Videos: link to Youtube 

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