​Make your Loan experience easy and hassle-free by transferring your salary to us. We offer attractive interest rates on personal and housing loans for customers who transfer their salaries to our bank in addition to a host of other benefits. The package includes loan interest rates starting from 4.99% p.a., instant entry to Al Kanz monthly salary transfer draws worth OMR 500, and more!


​As a new customer, transfer your salary to NBO to benefit from an exclusive all-in-one bundle offer including 

  • Rate of 4.99% for New to Bank (NTB) customers takes one of the following products with the loan:
S NoProduct
Credit Card with at least 5% DBR OR
2MPH / TELP Bancassurance plan OR
3Systematic Investment Plan OR
Badeel Card with min OMR 100 deposit

Transfer your loans to NBO from your existing bank and instantly get special rate of 4.99%*P. A 

​You can also benefit from the limited time offer based on the below rates: :

Rates (p.a.)Personal Loan Housing Loan
Salary from OMR 3,5004.99%4.99%
Salary between OMR 1000-34995.25%5.25%
Salary less than OMR 1,0005.5%5.5%


  1. Credit card needs to be spent active within 90 days.
  2. Credit card limit should be a minimum one-time salary (against salary or deposit)
  3. The loan is disbursed only after the bundle product have been approved.
  4. Banca Product to be sold on annual premium.
  5. Bundle product have to be active for at least 12 months.
  6. All the products in the bundle have to be new to the customer.