Enjoy the power and privilege of a Visa Signature credit card​ from the National Bank of Oman. Benefit from unparalleled spending power and convenience every step of the way. ​

Features DescriptionHow to availCategory
Loyalty RewardsEarn 1% Reward Points on card transactions done at merchant outlets / Online*Use your card at merchant outlets
and Online shopping/payment portals.
Login to NBO Mobile App to check
and redeem your rewards Points
Loyalty / Rewards
Airport Lounge AccessEnjoy, 12 Airport Lounge Access per yearVisit
& create your LoungeKey in 3 easy steps:
1. Enter your card details,
2. Verify you're not a robot,
3. Validate
Travel & Hotels
Travel InsuranceMulti-trip Travel InsuranceFor more information, please click here  
Medical & Travel AssistantMedical & Travel Assistance
* Your Visa card provides you with International Medical & Travel Assistance Service provided by International SOS.
* This provides you with 24/7 complimentary services including medical advice and travel advice available to you before you travel and while you are travelling.
* Before you leave home make sure you save the number
for International SOS in your contacts for emergency calls.
For full details on this service please click here
or call +971 (4) 253 6024 
Agoda.comEnjoy 12% Discount on Agoda.comFor more information, please click here
 and at point of payment,
input their eligible Visa card to receive the discount
Booking.comEnjoy up to 10% Cash-back on Booking.comOffer can be redeemed via here
IHG hotels & resortsEnjoy up to 15% Discount at IHG hotels & resortsFor more information, please click here
Jumeirah hotelsEnjoy up-to 25% Discount at Jumeirah hotelsCustomers must book here
Avis Car RentalEnjoy up-to 35% Discount on Avis Car RentalFor more information, please click hereCar Rentals
Budget Card RentalEnjoy 10% Discount on Budget Card RentalFor more information, please click here
Rentalcars.comEnjoy 10% Discount on Rentalcars.comFor more information, please click here
Concierge ServicesEnjoy Concierge Services via WhatsAppSimply add the provided phone numbers to your
contact list and start the chat:
- For English: +44 7874 023129
- For French: +44 7520 631646
- For Arabic: +44 7520 631645

* The first chat will contain Terms and Conditions (disclaimer).
* The concierge service requests your first and last name and
email/Member ID in a response message to verify identity.
* For more details visit:
Concierge /
Personal Services
The EntertainerAvail a bouquet of offers using The Entertainer (Visa  Xpereicne)Download “xperience" App:

•    IOS
•    Android
Jumeirah F&BAvail 20% Discount on Jumeirah F&BFor more information, please click here
Digital Entertainment Money BackEnjoy 50%* Cash Back on Digital Entertainment subscriptionsMoney Back on memberships at some merchants
e.g. Netflix, Apple Music, Bein Sports, Shahid+ & etc.
(Max $10 per month)
Global BlueEarn 20% extra refund with Global BlueVisa Cardholders get 20% Extra Refund (up to €500)
when you shop tax free with Global Blue at participating brands.
For more details click here 
Fraudulent Card Misuse ProtectionAll Visa Signature cards will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.For more information Cardholders should visit click hereCard Protection Services
Buyers ProtectionPurchase Protection provides you with extra peace of mind, no matter what you buy.For more information Cardholders should visit click here
Extended WarrantyExtended Warranty adds real value to you by offering long-lasting protection for purchases in case of damages.For more information Cardholders should visit click here


How to apply:
To complete the application process, please visit a National Bank of Oman branch near you with the documents requested below and the rest will be taken care of by your Relationship Manager at the bank.

New Application against Salary (SAL)
  • Application Form
  • Most Recent Salary Certificate
  • Copy of ID (Omani)
  • Copy of Passport/ ID/ Visa copy (expatriate)
  • Salary Assignment letter (issued last 2 Months)

New Application against Deposit (DEP)
  • Application Form
  • Copy of ID (Omani)
  • Copy of Passport/ ID/ Visa copy (expatriate)
  • Debit Authority Letter
  • Checklist 

Limit Enhancement 
  • Request Memo
  • Customer Request letter
  • Copy of ID (Omani)
  • Copy of Passport/ ID/ Visa copy (expatriate)
  • Most Recent Salary Certificate 

Upgrade and Downgrade
  • Copy of ID (Omani)
  • Copy of Passport/ ID/ Visa copy (expatriate)
  • Customer Request letter
  • Convert Memo
  • Salary certificate in case of (Upgrade Only)

Renew of Expired Card
  • Request Memo ( Select Renewal Request)
  • Customer Request letter
  • Copy of ID ( Omani)
  • Copy of Passport/ ID/ Visa copy (expatriate)

For more information about our rates and charges, refer to the Schedule of Charges.

For further details on insurance cover, refer to the Insurance Terms & Conditions.​

For comprehensive information on the National Bank of Oman Infinite Credit Card, refer to the Card General Terms & Conditions

1. Why am I unable to withdraw cash on some occasions?

​​Your cash advance is limited to 100% of your credit limit. If you have already used this limit, further cash advances are not possible until you repay the amount.​

2. Tell me about my credit card statement.

​​We will send you a statement for your National Bank of Oman Credit Card during the first week of every month. It will be mailed to your home or office, based on your preference in the credit card application form. Your statement will indicate your previous balance, an itemised list of your current charges, any finance charges or fees, your payments and credits and your current balance. Please be sure to make note of the ‘minimum payment due’ and the ‘Payment due date’.​​​

3. If I have used my full credit limit, can I use the card?

​​No, if you have used up your entire credit limit you cannot use the credit card until you repay. The amount repaid will then be available for your use, provided the account is not overdue.​

4. ​How can I increase my credit limit?

​​We issue credit cards against your salary assignment, your deposit with us, your salary certificate or bank statement. If your credit limit is linked directly to your salary we can increase your credit limit, if it is less than the amount for which you are eligible. Alternately, you can increase your deposit amount to increase your credit limit.​







Visa Platinum Credit Card

Visa Platinum Credit Card

Visa Platinum lets you enjoy a host of attractive lifestyle privileges and experiences including airport lounge access.

Sadara Elite Account

Sadara Elite Account

For our priority banking customers, we’ve created a special interest-bearing account to help you make the most of your money.​​