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CAREERS

Credit Risk Manager

: 1000

: Muscat

: Risk Division

: Head of Corporate Credit Risk

: Permanent

: February, 2019

: February, 2019

To analyse and review the credit worthiness of large corporate clients having facilities in excess of RO 4MM in order to determine that credit proposals are within the risk provisions/parameters and policies established by the bank and the regulators.

  • Undertake duties ensuring adequate risk controls and compliancy by performing the following:
  • Risk strategy & policies: Provide inputs relating to introduction of policies and procedures to improve existing policies and procedures in order to meet the requirements of the business
  • Monitor external environment and industry trends for critical analysis on the credit portfolio of the bank.  Prescribe Industry benchmarks for credit exposures.
  • Ensure compliance with Central Bank and internal policy parameters
  • Undertake a periodic review of the Credit Approval procedures
  • Asset Quality: Assess Corporate proposals Through CLOS (including overseas branches), Bank & Country limits proposed by the concerned business generating division in order to meet budget targets.  Ensure credit risks are highlighted and suggest covenants / transaction structures to mitigate the risks, and ensure that only credit proposals of quality are recommended.
  • Monitor and check daily excess reports in order to ensure proper approvals are in place.
  • Attend early warning meeting every week with the Business Units to improve the quality of the asset.
  • Assist Unit-Head, Corporate Credit and Divisional Head Corporate Credit Risk in monitoring the Corporate Banking portfolio.
  • Coordinate with CBO examiners during annual CBO examination as directed by Divisional Head.

 A Bachelor in any finance, banking related discipline. An MBA (acquired after a basic degree course) or a professional qualification would be advantageous. 

  • At least 6-10 years of experience in corporate credit risk management. Must be credit trained and familiar with portfolio management tools and the legal and regulatory environment in which the Bank operates with proven ability in sound decision making related to risk.
  • Good written and verbal communication skills.
  • Excellent report writing skills
  • Good  written and spoken English
  • Good office technology skills
  • Excellent analysis skills
  • Excellent people management skills
  • Good written and spoken Arabic is an advantage