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AL KANZ ACCOUNT

FOR A FUTURE
TOGETHER

Making your dreams a reality
Open an NBO Al Kanz Savings account with a minimum of OMR 100 and make every dream a reality. Four lucky winners will also take home our mega cash prize of OMR 250,000 each. Sadara, Mazaya, Youth, Women and salary transfer customers get an opportunity to participate in exclusive draws with chances to win across 2020.

Tips for winning Al Kanz prizes:
Open an Al Kanz or Savings Account
Increase your balance in Al Kanz or Savings account
Keep your money in your account for a longer period
Transfer your salary to NBO.

"Central Bank of Oman requires independent testing and observation of the Al Kanz prize draw, and NBO has complied with this requirement

Features

Win big with your savings

All you have to do is open an account and start saving to win big.
Save big in foreign currencies

Make your savings in Omani Rials, British Pounds, US Dollars, Emirati Dirhams or Euros.
Save more, win more!

Earn one entry into the draw for every OMR 100 in your Al Kanz Account.

Making your dreams a reality

Al Kanz 2020 Scheme

Draw	Winners Each Draw	Month
Monthly (Sadara)	3	Jan-May / Jul-Nov
Salary Transfer	30	Jan-Dec
Badeel Al Kanz	5	Jan-Dec
Mazaya Exclusive	4	Jan-Dec
Youth	205	Feb & Sep
Quarterly	6	Feb, May, Aug & Nov
Women's Day	50	Oct
National Day	50	Nov
National Day (Youth)	50	Nov
Half Yearly- Mega	2	Jun & Dec

HOW TO APPLY

To complete the account opening process, please visit a National Bank of Oman branch near you with the necessary documents and the rest will be taken care of by your Relationship Manager at the bank.

Required Documents

National ID Card for Omanis / Valid passport and visa for expatriates.

Your Relationship Manager will help you complete the following forms:

Account Opening Form
‘Know Your Customer’ (KYC) Form, which is a standard international best practice requirement. It includes information about your financial planning goals.
Specimen Signature (SS) card

TERMS & CONDITIONS

All Al Kanz, Al Kanz PLUS, and Non-interest Saving Accounts are eligible for the draw based on average monthly balance
Every RO 100 of average balance or every RO 100 of Salary transfer (for the salary transfer draw) gives one chance to win (RO 100 = One Chance)

Mazaya customers get 1.5 chances for every RO 100 of average balance
Sadara customers get 2 chances for every RO 100 of average balance
Sadara customers are eligible for exclusive draw
Youth and Mazaya customers are eligible for an exclusive draw

For Sadara Exclusive and Mega draws, a minimum of RO 1,000 is required to qualify for the draw (RO 1000 will get 20 chances for Sadara customers)
For Salary transfer draw, a minimum salary transfer of RO 350 is required to qualify for the draw ( RO 350 will give you 3 chances )
Customer segments of Sadara, Mazaya, Youth etc. are as per bank's policy
On maintaining the balance in the following months, the customers will be rewarded with extra chances by adding the previous months' chances to current months' earned chances. This is valid for every calendar year and ends in December of every year.
The longer the money is kept, the more the chances in each of the draws.
If in any month, the average balance goes below RO 100, the customer will lose all the points earned in the previous months.
The following customers are not eligible for the Al Kanz draw:

NBO Staff and their immediate family members (Spouse and children under the age of 18 years)
NBO Board members and their immediate family members (Spouse and children under the age of 18 years)
All Blocked Accounts except deceased accounts

The Bank reserves the right to withdraw or change the chances to the draw for specific segments
The Bank will communicate the details of the winners within 5 working days of the draw
The Bank will publish the names of the winners of the draw
The prize amount will be credited to the customers' account within 7 working days [after appropriate verification] of the date of the draw
In case the customer does not want the prize money, the same will be credited to a charity account as per the CBO guidelines.
For every OMR 100 credited in your Al Kanz account, you will earn 9 Nuqati points. This is based on an increase in your net balance compared to the previous month’s average balance.