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AL KANZ ACCOUNT

Al Kanz 2019 Scheme:

Draw	Winners Each Draw	Month	Each Prize (OMR)
Monthly	3 winners every month	January February March April May June July August September October November December	25,000
Exclusive Sadara Draw	2 winners every month	January February March April May June July August September October November December	25,000
Exclusive Mazaya Draw	5 Winners every quarter	March June September December	15,000
Monthly Salary Transfer	50 Winners each month	January February March April May June July August September October November December	500
Youth Draw	105 winners every draw	February April September October	100
National day	49	November	1,000
Half Yearly	2 Winners every half year	June December	250,000
Instant Prizes	10 Winners every month	January February March April May June July August September October November December	500

Features

Win big with your savings

All you have to do is open an account and start saving to win big.
Save big in foreign currencies

Make your savings in Omani Rials, British Pounds, US Dollars, Emirati Dirhams or Euros.

HOW TO APPLY

To complete the account opening process, please visit a National Bank of Oman branch near you with the necessary documents and the rest will be taken care of by your Relationship Manager at the bank.

Required Documents

National ID Card for Omanis / Valid passport and visa for expatriates.

Your Relationship Manager will help you complete the following forms:

Account Opening Form
‘Know Your Customer’ (KYC) Form, which is a standard international best practice requirement. It includes information about your financial planning goals.
Specimen Signature (SS) card

TERMS & CONDITIONS

All Al Kanz, Al Kanz PLUS, and Non-interest Saving Accounts are eligible for the draw based on average monthly balance
Every RO 100 of average balance or every RO 100 of Salary transfer (for the salary transfer draw) gives one chance to win (RO 100 = One Chance)

Mazaya customers get 1.5 chances for every RO 100 of average balance
Sadara customers get 2 chances for every RO 100 of average balance
Sadara customers are eligible for exclusive draw
Civil Services employees get 3 chances for every RO 100 of average balance
Youth and Mazaya customers are eligible for an exclusive draw

For Sadara Exclusive and Mega draws, a minimum of RO 1,000 is required to qualify for the draw (RO 1000 will get 20 chances for Sadara customers)
For Salary transfer draw, a minimum salary transfer of RO 350 is required to qualify for the draw ( RO 350 will give you 3 chances )
Customer segments of Sadara, Mazaya, Youth etc. are as per bank's policy
On maintaining the balance in the following months, the customers will be rewarded with extra chances by adding the previous months' chances to current months' earned chances. This is valid for every calendar year and ends in December of every year.
The longer the money is kept, the more the chances in each of the draws.
If in any month, the average balance goes below RO 100, the customer will lose all the points earned in the previous months.
Instant draw:

The participants at the draw [existing or potential Customers ] are eligible for the draw.
If the winner is not an existing client, the account must be opened in 15 days of winning the instant draw for the winning prize to be credited to the account.
If the winning client does not open the account, the amount of prize money will be carried forward to the next draw.

The following customers are not eligible for the Al Kanz draw:

NBO Staff and their immediate family members (Spouse and children under the age of 18 years)
NBO Board members and their immediate family members (Spouse and children under the age of 18 years)
All Blocked Accounts except deceased accounts

The Bank reserves the right to withdraw or change the chances to the draw for specific segments
The Bank will communicate the details of the winners within 3 working days of the draw
The Bank will publish the names of the winners of the draw
The prize amount will be credited to the customers' account within 7 working days [after appropriate verification] of the date of the draw
In case the customer does not want the prize money, the same will be credited to a charity account as per the CBO guidelines.